Hospital Indemnity Insurance
The value of hospital indemnity insurance
Hospital indemnity insurance can help fill the gaps and cover unexpected costs that an employee’s health insurance may not – so they are prepared to handle the expenses associated with a hospital stay.
How hospital indemnity insurance works
Hospital indemnity insurance pays a supplemental cash benefit when an illness or injury results in a hospital stay. It pays in addition to any other insurance employees may have and they’re free to use the benefits for anything they need.
The cash benefit from hospital indemnity insurance can be used to:
- Pay for out-of-pocket medical expenses
- Cover hospital deductibles and co-pays
- Pay for services not covered by health insurance
- Supplement daily living expenses
- Pay mortgage/rent
- Cover child/adult care
Enrollment made easy
When it comes to enrolling employees in their benefits plans, "easy" isn't what usually comes to mind. That's why we work closely with employers to develop an enrollment strategy with a variety of support options and communication tools to empower employees to make informed decisions and maximize participation.
We provide a variety of enrollment support options: